Buy Smarter or BRRRR 101.
Dorm Room? Nah, Duplex.
Dorm Room? Nah, Duplex.
Dorm Room? Nah, Duplex.
Skip the overpriced student housing. Buy a duplex, live in the basement, and rent the main floor. That rent can cover your mortgage, tuition, maybe even that Friday night UberEats. Graduate with a degree and a property portfolio.
Book a Gen Z/Alpha strategy call
Inherit the Bag Early
Dorm Room? Nah, Duplex.
Dorm Room? Nah, Duplex.
Why wait till you're 40 to get help? If your fam's down to support, structure it smart. A reverse mortgage gives your parents cash from their home, so they keep living good — while gifting you a down payment. You win now, they chill later. Wealth moves, not handouts.
Talk to me about gifted down payments
Hack the 4-Plex
Reno → Refi → Repeat
Reno → Refi → Repeat
This is the OG cheat code. Buy a 4-unit place. Live in one, rent the other three. The rent covers your mortgage (and maybe more), while you build equity. You’re not just living, you’re investing every month.
See if you qualify for this move
Reno → Refi → Repeat
Reno → Refi → Repeat
Reno → Refi → Repeat
Buy a fixer. Live there. Upgrade it while you chill. Once the value goes up, refinance and pull that equity out tax-free. Use that cash to grab your next place. It’s like levelling up in real life.
Let’s run your numbers